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About Labor and Social Security in English
A public consultant on social and labor insurance is a specialist who is well versed in a labor social insurance-related statute, and can perform instruction about other suitable personnel management and labor social insurance, and is the only state qualification which cannot be executed by proxy.
The purpose of these social insurance systems is to help employees maintain a stable life by providing them or their families with medical or pension benefits for an illness, injury, disability or post retirement. Insurance premiums are determined in accordance with an insured person’s income.
Those who are required to join this insurance, are employees who’s ordinary working days or hours are three quarters or more of those of full-time employees.
An employer must apply for this insurance at the Pension Office, unless the company has its own Health Insurance System.
The monthly premiums of Health Insurance are determined in accordance with an employee’s wages, and are shared equally between an employer and an employee.
As an employer must pay both the shared premiums together each month, an employee’s portion shall be deducted from his/her monthly salary and bonus.
Labor insurance is a generic name of worker's compensation insurance and employment insurance.
Worker’s compensation insurance is a system which provides insurance benefits needed for treatment expenses,etc. when a worker is injured,becomes ill, or dies as a result of work or commuting.
All employers ,with one or more worker, whether corporate or individual proprietorship, are required to take out a policy in worker’s accident compensation insurance at their own cost in order to meet the aforementioned obligation regardless of their financial status.
The employment insurance system shall provide benefits which ensure displaced employees a stable life until they find a new job.
Insurance premiums shall be paid by both employer and employee, each of their shares defined according to the employee’s salary/wages.
